INSURANCE


NLBA Sport Accident Insurance

 

The NLBA's sport accident insurance coverage is provided through BFL Canada. Please note that this is a secondary insurance policy. Any expenses eligible under another health or insurance plan must first be submitted to that plan before the BFL policy will take effect.



This insurance is applicable to those who are injured participating in an NLBA sanctioned event, this insurance does not apply to any other invitational or tournament that is not ran by the NLBA. Only individuals who were registered members of the NLBA at the time of the accident or injury are eligible for coverage.

 

It is also very important that members understand that an insurance claim must be initiated within 30 days of the accident or injury. Waiting to see whether treatment will be required may result in missing this deadline.

 

Filing a Claim

 

  1. The injured member must contact Laura Chatman at lchatman@sportnl.ca as soon as possible following the accident or injury. Laura will assist in starting the claim process and obtaining the required forms and signatures.
  2. The injured member must complete the Claim Notification Form and Attending Physician's Form, where applicable.
  3. The Provincial Sport Organization must sign the Claim Notification Form to confirm that the injured individual was a registered member at the time of the incident. The NLBA will retain a copy for its records.
  4. Once completed, the required documentation must be forwarded to BFL Canada as soon as possible.
  5. If the injured member has other health insurance coverage, eligible expenses must first be submitted through that plan. If additional expenses may remain after the personal insurance coverage has been exhausted, the BFL claim should still be opened within the required 30-day period.

 

Important Information

 

  • Claims must be initiated within 30 days of the accident or injury.
  • Only individuals who were registered NLBA members at the time of the incident are eligible for coverage.
  • Claims must include itemized statements and paid receipts showing the patient's name, type of service or purchase, date, and amount charged.
  • An attending physician's statement confirming the diagnosis and recommended treatment is required for claims other than dental or ambulance expenses.
  • Expenses are generally paid by the member first and reimbursement is provided for eligible insured expenses.
  • BFL Canada may contact the claimant directly if additional documentation is required. It is the claimant's responsibility to provide the requested information.
  • Expenses eligible under another health care or insurance plan must be submitted to that plan first. The sport accident policy only considers eligible expenses that are not covered by another insurer.
  • The policy does not provide reimbursement for services or treatments available through the provincial health care plan.